agriculture (the relative efficiency of agricultural production compared to other areas in the
economy) is even more important than this. For in nations where the productivity of farmers is
low, most of the working population is needed to raise food and few people are available for the
production of investment goods or for other activities required for economic growth. Indeed,
one of the factors related most closely to the per capita income (人均收入) of a nation is the
fraction of its population engaged in farming. In the poorest nations of the world more than half
of the population lives on farms. This compares sharply with less than 10 percent in western
Europe and less than 4 percent in the United States.
In short, the course of economic development in general depends in a fundamental way on
the performance of farmers. This performance, in turn, depends on how agriculture is
The movement to "humanize" banks, of course, received a new push during the war,
when more and more women were employed to do work previously performed by men. Also
more and more "little" people found themselves in need of personal loans, as taxes became
heavier and as the practice of installment (分期付款) buying broke down the previously long-
held concept that there was something almost morally wrong about being in debt. All sorts of
people began to discover that the intelligent use of credit (信贷) could be extremely helpful.
36. The author believes that the unfriendly atmosphere in hanks many years ago was chiefly
due to
A) the outer appearance of bank buildings
B) unfriendliness of customers toward banks
C) economic pressure of the time
D) the attitude of hankers
37. The banks of many years ago showed interest only in __
A) regular visitors B) rich customers
C) friendly businessmen D) elderly gentlemen
39. What helped the humamzation of banks?
A) The elderly gentlemen in banks were replaced by younger men.
B) More banks were set up in small and medium-sized towns.
C) More and more "little" people became customers of banks.
D) The size of the customers account was greatly increased.
40. Ordinary people seldom borrowed money from banks in the past because
A) they thought it was not proper to be in debt
B) they were comparatively rich Before the war
C) the hank buildings looked forbidding
D) they rarely spent more than they could earn
Part III Vocabulary and Structure (20 minutes)
41. I don't know whether what she said is true, but I' 11 try to __ it.
A) conform B) confirm C) confess D) confine
42. Last year Mike earned ______ his brother, though his brother has a better position.
A) twice as much as B) twice as many as
C) twice than D) twice as more as
43. If you suspect that the illness might be serious, you should not ______ going to the
doctor.
A) pick out B) make out C) put off D) give off
44. My only purpose was to get shelter ______ the snow, to get myself covered and warm.
A) for B) form C) off D) over
45. Maggie ran back to the kitchen, eggs _______ carefully in her hands.
A) were held B) to be held C) held D) holding
46. I hav
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